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Income Tax on 18 Lakh Salary (FY 2025-26)

If you earn a gross salary of ₹18,00,000 per year, here is the detailed breakdown of your tax liability under the latest New Tax Regime for FY 2025-26. The estimated total tax payable is ₹1,50,800.

Income Details

Total CTC or gross salary

Gross Income₹18,00,000
Standard Deduction₹75,000
Taxable Income₹17,25,000

Total Tax

₹1,50,800

Effective Rate

8.38%

Tax (before rebate)

₹1,45,000

Surcharge

₹0

Cess (4%)

₹5,800

Income vs Tax
Slab-wise Tax Breakdown
Slab-wise Computation
SlabTaxable AmountRateTax
₹0 - ₹4,00,000₹4,00,0010%₹0
₹4,00,001 - ₹8,00,000₹4,00,0005%₹20,000
₹8,00,001 - ₹12,00,000₹4,00,00010%₹40,000
₹12,00,001 - ₹16,00,000₹4,00,00015%₹60,000
₹16,00,001 - ₹20,00,000₹1,24,99920%₹25,000

How is tax calculated on a 18 Lakh Salary?

For a gross salary of 18 Lakhs, the calculation under the New Tax Regime (FY 2025-26) begins by subtracting the standard deduction. The standard deduction for salaried individuals has been increased to ₹75,000, making your taxable income ₹17,25,000.

Based on the new tax slabs, your total tax liability (including 4% health and education cess) comes to ₹1,50,800. This gives you an effective tax rate of 8.38%.

What is the In-Hand Salary for 18 LPA?

After deducting income tax, your total take-home salary for the year will be ₹16,49,200. Assuming there are no other deductions like PF or Professional Tax, this translates to an estimated monthly in-hand salary of ₹1,37,433.