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Income Tax on 15 Lakh Salary (FY 2025-26)

If you earn a gross salary of ₹15,00,000 per year, here is the detailed breakdown of your tax liability under the latest New Tax Regime for FY 2025-26. The estimated total tax payable is ₹97,500.

Income Details

Total CTC or gross salary

Gross Income₹15,00,000
Standard Deduction₹75,000
Taxable Income₹14,25,000

Total Tax

₹97,500

Effective Rate

6.50%

Tax (before rebate)

₹93,750

Surcharge

₹0

Cess (4%)

₹3,750

Income vs Tax
Slab-wise Tax Breakdown
Slab-wise Computation
SlabTaxable AmountRateTax
₹0 - ₹4,00,000₹4,00,0010%₹0
₹4,00,001 - ₹8,00,000₹4,00,0005%₹20,000
₹8,00,001 - ₹12,00,000₹4,00,00010%₹40,000
₹12,00,001 - ₹16,00,000₹2,24,99915%₹33,750

How is tax calculated on a 15 Lakh Salary?

For a gross salary of 15 Lakhs, the calculation under the New Tax Regime (FY 2025-26) begins by subtracting the standard deduction. The standard deduction for salaried individuals has been increased to ₹75,000, making your taxable income ₹14,25,000.

Based on the new tax slabs, your total tax liability (including 4% health and education cess) comes to ₹97,500. This gives you an effective tax rate of 6.50%.

What is the In-Hand Salary for 15 LPA?

After deducting income tax, your total take-home salary for the year will be ₹14,02,500. Assuming there are no other deductions like PF or Professional Tax, this translates to an estimated monthly in-hand salary of ₹1,16,875.